max purchase price

Max Purchase Price

Estimate how much home your income, debts, and down payment may support.

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Max Purchase Price

See how much home you can afford based on income, debts and your down payment.

Income & debts

What you earn and owe each month

$
$
43%

Cash & financing

Your savings and loan terms

$

Your estimate — your actual rate is set after applying.

About you

Helps us match the right loan

Estimated max home price
$546,081
Based on a 43% DTI target
Stretching
AffordableStretchingAggressive
Target price$546,081
Est. monthly payment$3,800
Resulting DTI43%
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Estimates only — an example scenario, not a commitment to lend. Your interest rate is your own estimate; actual rate, payment and terms are determined after a full application and credit review.

How to use this calculator

Max Purchase Price helps you test a mortgage scenario before you commit. Enter the numbers you know, compare the result with your budget, and use the answer as a starting point for a personalized quote. Calculator outputs are estimates and can differ from final underwriting because taxes, insurance, credit profile, loan program rules, property type, occupancy, reserves, and closing timing all matter.

Wonder Rates uses calculators as an educational first step. The next step is a real loan review, where a licensed mortgage expert can compare programs, verify numbers, and explain tradeoffs clearly.

For illustration purposes only. Not a rate quote, loan offer, or commitment to lend. Contact us for a personalized quote.

FAQs

How should I use the Max Purchase Price?

Use this calculator as a planning tool, then apply with Wonder Rates for personalized loan options based on your full scenario.

Are these results a loan offer?

For illustration purposes only. Not a rate quote, loan offer, or commitment to lend. Contact us for a personalized quote.

Equal Housing Opportunity. Equal Housing Lender. DRE#02047445. DFPI#60DBO-59134. NMLS#1518655