Build a real estate portfolio,
from any state
Two months of live coaching with Duc Pham, one-on-one mentorship through your first five projects, then a lifetime seat in the Wonder Rates investor club.
Three phases, one path
Training, then mentorship on real projects, then a room full of investors you keep for life.
Coached training with Duc Pham
10 to 14 live sessions, two per week over 5 to 7 weeks, working through the practical skills below.
- Live sessions, not pre-recorded video
- Hands-on work on real deals, not theory
- Class WhatsApp group for questions between sessions
You leave with a repeatable system for finding, valuing, and funding a deal.
One-on-one mentorship
A mentor works the deals alongside you — evaluating and closing them, then guiding you through execution.
- Deal evaluation and closing, one project at a time
- Direct guidance while the project is actually running
- Wonder Rates will consider funding projects with strong potential
You leave with five real projects behind you, not five case studies.
Wonder Rates Investor Club
When the course ends you join the investor club Wonder Rates runs, and you stay a member for life.
- Members share investment opportunities and raise capital together
- Peer experience sharing across the whole club
- Members-only deep-dive investment workshops, online and in person
You keep a network that brings you deals and capital, for life.
Earn your tuition back on your first closed deal
Close your first investment deal with Wonder Rates and your full $999 tuition comes back to you.
Tuition credit applies to your first investment deal closed with Wonder Rates. Eligibility and terms are confirmed at enrollment.
What you walk away able to do
Investment strategies and how to start
Real-estate investment strategies and how to start, from your first acquisition to a multi-property portfolio.
Financing strategies
Fund deals with traditional bank loans, seller financing, and private money partners — without draining savings.
How to evaluate deals
How to evaluate deals in today's market using ROI and cap rate, so you fall in love with the math, not the house.
Seats are limited to keep the coaching personal.
$999 for all three phases, down from $1,499. Registration takes about two minutes.
Reserve your seat
Three steps to join the next cohort.
Full program — all three phases: coached training, one-on-one mentorship through your first five projects, and lifetime investor club membership.
Zelle accepted. Payment details are sent after you register.
Opens in a new tab · Takes ~2 minutes
Or call 626-623-2915
Register
Submit the form with your goals and current experience.
Pay tuition
$999 for the full program. Zelle accepted — we email the payment details, and you send back a screenshot of your transfer to confirm.
Join the class
You are added to the class WhatsApp group. Your schedule and all announcements come by email and WhatsApp.
Live online, all 50 states
Sessions run live, so you can join from anywhere in the US.
Two sessions a week
Your cohort start date is confirmed once you register.
Class WhatsApp group
You are added after payment. Announcements come there and by email.
Coordinator: Nga Le
Questions before you register? Call 408-639-9495 or 626-623-2915.
Wonder Rates · 9191 Bolsa Ave #213, Westminster, CA. Your information is secure and only used to process your registration.
What the live sessions cover
Nine practical subjects, worked through across 10 to 14 sessions with Coach Duc Pham.
Finding deals
Where investment deals actually come from, and how to keep a pipeline full instead of waiting on listings.
Valuing a property to invest
How to price a property as an investment rather than as a home you plan to live in.
Planning construction capital
How to plan and allocate your finances across a housing construction project before work starts.
Leverage and loan programs
Which loan programs fit which deal, and how to use borrowed money as a tool rather than a burden.
Financial models and ROI
Build the financial model for a project and judge its return on investment before you commit capital.
Choosing your investment type
Fix and flip, long-term rental, and short-term rental or Airbnb — how each one behaves, side by side.
Building a portfolio
How to build and manage an investment portfolio that holds together as it grows.
Building your team
How to assemble a team around each project and work with it effectively once the project is live.
Real-world practice
Live cases and additional practical material, shaped around what the cohort is actually working on.
Every subject above, worked live with your cohort.
Registration takes about two minutes. Your start date is confirmed right after.
Built for buyers and investors alike
Anyone exploring real estate investing
Curious what real estate investing actually looks like in your market right now.
Home buyers
Buyers who want their next purchase to also work as a long-term asset.
Investors
Investors ready to move from a single property to a portfolio.
Seats are limited to keep the coaching personal.
$999 for all three phases, down from $1,499. Registration takes about two minutes.
The power of leverage
The golden rule
High interest rates do not matter as long as your Return on Investment (ROI) is greater than the borrowing rate.
By using the bank's money to lift heavy assets, you scale faster than you ever could alone.
The 6-step BRRRR blueprint
One repeatable loop. Each turn of it should hand you back your capital for the next property.
Find and Evaluate
Locate deals and run the numbers.
Secure the Fund and Buy
Secure capital and acquire the property.
Rehab
Renovate the property.
Rent
Generate stability with tenants in place.
Refinance — Cash Out
Extract your initial investment.
Repeat
Repeat the cycle with the next property.
Get the templates and formulas behind every step.
The course walks the full loop with real deal structures.
Evaluate the deal, then fund it
Do not fall in love with a house. Fall in love with the math.
The ultimate health check of your capital. Tells you exactly how hard your personal money is working.
How much the property yields regardless of the loan. Used to quickly filter out bad markets.
Fund the deal without draining savings
Leverage goes beyond standard bank loans. Master these three channels.
Bank Financing
The standard starting point for funding a deal.
Private Capital
Outside capital to buy properties with minimal personal cash.
Seller Financing
The seller acts as the lender, opening deals banks may not.
Selecting your strategy
All three paths lead to the 5-property goal. Choose the one that fits your current life.
Fix & Flip
Long-Term Rental
Short-Term (Airbnb)
Not sure which strategy fits you? That is what the coaching is for.
$999 for all three phases, and your tuition comes back on your first closed deal.
The two roadblocks
I have no money.
I have no experience.
You do not need to have everything. You just need to be a valuable piece of the puzzle.
The Hustler
Finds the deals and does the legwork.
The Money
Provides the capital but has no time.
The Mentor
Provides the experience and guides strategy.
The wealth flywheel
6-StepProcess
You are no longer just saving to buy houses. You are engineering a wealth machine.
You bring one piece. The coaching and the club bring the rest.
Register in about two minutes, then get your cohort start date.
Education
- B.S. — UC Berkeley (Electrical Engineering & Computer Science)
- M.S. — Stanford (Computer Engineering, network systems)
Duc Pham
CEO & Founder, Head Coach — Wonder Rates
Top 6 Mortgage Broker
Ranked among the elite mortgage brokers in the US.
$2.5B Funded
Proven track record with billions in funded loan volume.
Top 1% Realtor
Recognized in the top tier of real estate professionals.
Experienced Investor
Veteran investor guiding teams with real-world strategies.
As an experienced real estate investor himself, Duc understands both sides of the table and guides students with practical, results-driven strategies — the same playbook he used to build his own portfolio.
Frequently asked questions
Who is the real estate investment course for?
Anyone exploring real estate investing — including home buyers who want their next purchase to also work as an investment, and current investors ready to grow from a single property to a portfolio.
Do I need to live in California to take the course?
No. Sessions run live online, so the course is open to students in all 50 states. Wonder Rates is headquartered in San Jose, California, but you can take the program from anywhere in the US.
How much does the real estate investment course cost?
$999 for the full program, covering all three phases — regularly $1,499. Zelle is accepted, and payment details are sent to you after you register.
How long is the course and what does the schedule look like?
Phase 1 runs about two months: 10 to 14 live sessions with Coach Duc Pham, two sessions per week over 5 to 7 weeks. Phase 2 mentorship then continues through your first five investment projects, and Phase 3 investor club membership is for life. Your start date is confirmed after you register.
Can I get my tuition back?
Yes. Close your first investment deal with Wonder Rates and your full $999 tuition is returned to you. Tuition credit applies to your first investment deal closed with Wonder Rates. Eligibility and terms are confirmed at enrollment.
What happens after the live training sessions end?
You move into Phase 2, where a mentor works one-on-one with you through your first five investment projects — evaluating and closing deals, then guiding you through execution. Wonder Rates will also consider funding projects with strong potential. After that you keep lifetime membership in the Wonder Rates investor club, where members share investment opportunities, raise capital together, and attend members-only workshops online and in person.
What is the 6-step BRRRR blueprint taught in the course?
BRRRR stands for Find & Evaluate, Secure the fund and Buy, Rehab, Rent, Refinance (cash out), and Repeat. The course walks through each step, including how to evaluate a deal and fund it before moving to the next property.
Do I need a lot of capital to start investing in real estate?
No single path is required. The course covers financing beyond a standard bank loan, including seller financing and private money partners, plus how to build a team so you do not need to have every resource yourself.
Is this course financial, investment, tax, or legal advice?
No. The course is educational content on real-estate investment strategy and deal evaluation. It is not financial, investment, tax, or legal advice, and outcomes vary by market, property, and individual circumstances. Speak with a licensed professional before making investment decisions.
Does Wonder Rates offer financing for investment properties?
Yes. Wonder Rates compares investment-property loan programs, including DSCR and fix-and-flip financing, from 50+ wholesale lenders, alongside standard purchase and refinance loans.
Who teaches the course?
Duc Pham, CEO & Founder and Head Coach at Wonder Rates. He is recognized as a Top 6 Mortgage Broker with $2.5B in funded loan volume, a Top 1% Realtor, and an experienced real-estate investor.
Ready to start investing?
Only a limited number of seats are available per cohort to ensure dedicated time with Duc Pham and the coaching team.
Or call 626-623-2915
Educational content only — not investment, tax, or legal advice. Real estate investing involves risk, and results vary by market, property, and individual circumstances.